Dar es Salaam, Tanzania · Est. 2024

Where business flows
and Africa grows.

FlowrA builds AI-powered, WhatsApp-native business infrastructure for African enterprises. From customer communication to HR and marketing intelligence — we make African business flow.

Book a free data review → Explore our products
AKILI Growth Engine WATU HCM Chatisha ↗ WhatsApp-native AI-powered
3 Core Products
100K+ Target Businesses 2030
10+ African Countries by 2030
20+ Years Banking CTO Expertise
Our Promise

Built for Africa. Trusted like a bank.

Six principles that guide everything we build.

📱
WhatsApp-native
No app downloads. No training. Works everywhere African business happens — on any phone, any network.
🧠
AI-powered
Built with Anthropic Claude — intelligent by default. Real AI, not chatbot tricks.
🌍
Bilingual
English and Swahili auto-detected and auto-responded. More African languages coming.
🏦
Bank-grade
Secure, compliant, reliable. Built by a 20+ year banking CTO with CISSP, CISM, CEH & CCSP.
🦁
African-built
For African businesses. From Dar es Salaam. Built for African contexts, not adapted from elsewhere.
✅
Locally compliant
PAYE, NSSF, WCF, TRA, BOT — built in from day one. Not bolted on as an afterthought.
About FlowrA

African infrastructure,
built in Africa.

FlowrA Technology Africa Limited is a Tanzanian-born technology company building digital infrastructure for African businesses. We are headquartered at Golden Jubilee Tower, Dar es Salaam.

We don't bring Western software with poor translations. We build tools that understand African contexts, African languages, and African business realities.

Our Mission
To give African businesses the digital infrastructure they deserve — tools built for African contexts, in African languages, at prices African businesses can afford, with bank-grade security that enterprises can trust.
See our products Meet the team
FlowrA team at work
📍 Golden Jubilee Tower, Dar es Salaam
2024
Flow
Automation · Architecture · Experience · Simplicity

We make business processes flow — from customer booking to payroll to marketing campaigns. No friction. No complexity. Business just flows.

rAAAAA
The Roar of the African Lion

It is Africa's power, Africa's voice, Africa's pride. Together, FlowrA means: we move quietly and powerfully. But when we speak, Africa roars.

Also Operating Under
QM Intelligence

Through our strategic agreement with QM Brands LLC, we provide AI services to American companies.

Our Products

Three products.
One Flow.

FlowrA has built three products that help African businesses grow sales from their own data, manage their people, and talk to customers. Each product is WhatsApp-native, AI-powered, bilingual, and built on bank-grade infrastructure.

01
FlowrA Intelligence
AKILI Growth Engine
Grow your sales without growing your payroll.

Turns the sales, receipts, orders and production data you already have into a short monthly list of actions: who to sell to, what to offer, what to produce, and where money is leaking.

  • Monthly growth memo: three to five actions with the numbers behind them
  • Dashboard of sales, receipts, customers, orders and production
  • Offer lists: which customer, which product, and why
  • Alerts when an important customer goes quiet
  • Researched new leads with scripts in Kiswahili and English
  • Production against plan, material leakage, rejects and downtime
StepWhat happens
Data reviewFree, under a confidentiality agreement
Set-upTotals checked against your own figures
MonthlyNew data in, new actions out
Book a free data review →
02
FlowrA People
WATU HCM
Watu Wako, Mikononi Mwako — Your People, In Your Hands

Tanzania's AI-powered, WhatsApp-native HR and payroll platform. One monthly fee per company, and every plan includes every module.

  • Attendance: QR, kiosk and fingerprint
  • Payroll with automatic PAYE, NSSF, WCF, SDL and HESLB
  • Statutory filing pack and bank upload files
  • Leave, expense claims, staff loans and HR letters
  • Recruitment, second-person approvals and full audit trail
  • Employee app, with WhatsApp channel optional
PlanEmployeesMonthly
FreeUp to 5TZS 0
Starter6–20TZS 200,000
Growth21–50TZS 350,000
Business51–100TZS 500,000
Enterprise100+TZS 5,000 / employee
Annual: 2 months free · One-time setup from TZS 500,000 · Excl. VAT
Full pricing & what is included →
03
FlowrA Chat
Chatisha ↗
Your customers are on WhatsApp. So are you.

Chatisha automates customer communication through WhatsApp. Appointments, reminders, FAQs, and orders are handled automatically 24/7 in English or Swahili — with zero technical skill required.

  • WhatsApp appointment booking — 24/7 availability
  • Intelligent reminders — proven 70% no-show reduction
  • Mini-CRM dashboard — all conversations in one place
  • Bilingual: English & Swahili auto-detected
  • Business setup wizard — live in 3 days
  • Pre-built templates: salons, clinics, hotels, restaurants
TierMonthlySetup
StarterTZS 139,000TZS 200,000
GrowthTZS 179,000TZS 200,000
EnterpriseCustomNegotiated
Visit Chatisha →
Beyond products — custom solutions.

Payment integrations (M-Pesa, Tigo Pesa, Airtel Money, AzamPay, Cellulant, Stripe, PayPal), custom WhatsApp automation, legacy system integrations, and white-label builds. If your business needs it, we build it.

Request a custom solution
For Enterprise & Government

Built for organizations
that demand excellence.

Government agencies. NGOs. Hospital networks. Hotel chains. Financial institutions. FlowrA delivers bank-grade, AI-powered infrastructure for African enterprises.

Why Enterprises Choose FlowrA

RequirementHow FlowrA Delivers
SecurityEncryption at rest and in transit. Audit logs. Multi-tenant data isolation.
CompliancePAYE, NSSF, WCF, TRA, BOT — built in from day one.
ScaleMulti-tenant architecture supports thousands of employees across locations.
Reliability99.9% uptime target. 24/7 monitoring. Dedicated incident response.
Local supportDedicated account manager. On-site onboarding available.
CustomizationWhite-label options. Custom workflows. Full API access.

Organizations We Serve

Government Agencies
NGOs & Donor Projects
Banks & Financial Institutions
Hospital Networks
Hotel Chains & Tourism
Large Enterprises
Enterprise Pricing
TZS 500,000 – 2,000,000+ / month

Custom quote based on employees, locations, modules, integrations, and SLA level.

👤
Dedicated Account Manager
One person who knows your organization. Single point of contact for all support, implementation, and escalations.
⏱️
Custom SLA & Uptime Guarantee
99.9% uptime target. 4-hour priority response window. Tailored SLA commitments for critical operations.
📋
On-Site Training & Onboarding
For HR teams, managers, and employees. We come to you. Implementation is our responsibility.
🔗
Custom Integrations
Connect FlowrA to your existing ERP, HRIS, banking systems, or government platforms via API.
🏷️
White-Label Options
Your brand, our engine. Multi-location support across all your branches from a single unified platform.
✅
Regulatory Compliance by Default
PAYE, NSSF, WCF, TRA, GDPR-aligned. Built by a team with 20+ years under Tanzanian banking regulations.
Built by a Team That Understands Both Business and Banking
Chiwambo (Malick) John Bandawe — 13+ years spanning enterprise sales, national fintech infrastructure and AI-powered SaaS; delivered the Bank of Tanzania / TRA electronic tax-payment integration across seven banks, deployed HRMS for Akiba Commercial Bank, and created WATU HCM and AKILI AGS. Abdul Bandawe — 20+ years as CTO at major Tanzanian banks (Amana Bank, Imaan Finance, Bank M, Exim Bank), Master's in Cyber Security, CISSP, CISM, CEH, CCSP. Together: bank-grade secure, business-ready, and compliant by default.
Custom Solutions

Built for your business.
Not someone else's.

Every African business is unique. Sometimes our standard products fit perfectly. Sometimes you need something built just for you. We do that too.

What We Can Build For You

ServiceExamples
Payment integrationsM-Pesa, Tigo Pesa, Airtel Money, AzamPay, Cellulant, Stripe, PayPal, bank APIs
WhatsApp automationCustom bots, workflows, conversational AI for your business
System integrationsConnect to existing ERP, CRM, banking systems, or legacy software
HR & payroll customizationTailored modules for unique organizational policies
AI solutionsCustom AI models, chatbots, or intelligence layers for your industry
End-to-end automationComplete business process automation design & deployment
White-label solutionsOur technology engine, your brand identity

Who Needs Custom Solutions

Banks and financial institutions
Large enterprises with legacy systems
Government agencies
NGOs and donor-funded projects
Any business with unique workflow needs
Typical Project Range
TZS 2M – Negotiated Price

Depending on scope, complexity, and integration requirements.

Request a consultation →

How It Works

01
You Tell Us The Problem
What is not flowing in your business? Share your challenge — no matter how complex.
02
We Design a Solution
Custom architecture, timeline, and transparent pricing — tailored to your specific needs.
03
We Build and Integrate
Our team delivers. You don't need to manage developers or worry about technical details.
04
You Run Better
Business flows. Africa grows. Ongoing support ensures everything keeps working.
Our Leadership

Two founders.
One unstoppable team.

FlowrA brings together product vision and banking-grade infrastructure — on every side of the founding table.

Chiwambo (Malick) John Bandawe — Founder, CEO & Product Architect
Founder & CEO

Chiwambo (Malick) John Bandawe

Founder, Chief Executive Officer & Product Architect

Founder and product architect with 13+ years across enterprise sales, national fintech infrastructure and AI-powered SaaS in African and US markets. Delivered the Bank of Tanzania / TRA electronic tax-payment integration across seven banks, including Citibank and Standard Chartered. Creator of WATU HCM and AKILI AGS. Scaled $1M+ revenue with 90%+ client retention.

13+ Yrs Experience $1M+ Revenue Growth 90%+ Retention BOT / TRA E-Tax · 7 Banks WATU HCM · AKILI AGS HIPAA · PDPA · TCRA
Abdul Bandawe — Chief Infrastructure Officer
Co-Founder & CIO

Abdul Bandawe

Co-Founder & Chief Infrastructure Officer

20+ years as CTO across Tanzania's top banks: Amana Bank Limited (11+ yrs), Imaan Finance, Bank M Tanzania, Exim Bank Tanzania. Master's in Cyber Security with Distinction. CISSP · CISM · CEH · CCSP.

20+ Yrs Banking CTO MSc Cyber Security CISSP · CISM CEH · CCSP Amana Bank

Product & Business Growth

Led by Chiwambo — from specification to live product, with 13+ years across African and US markets.

Bank-Grade Infrastructure

Led by Abdul — security, compliance, and architecture built to banking standards from day one.

US Services & Global Reach

Through QM Intelligence — generating USD revenue and international credibility for the FlowrA mission.

Vision 2030

"FlowrA becomes the business operating system for African SMEs — the Shopify + Slack + Salesforce of Africa."

100K+ Businesses served
10+ African countries
3 Core products
1 Flow

Built by brothers. Backed by 20+ years of banking-grade infrastructure. Driven by results.

Phase 1
2024–2025
Tanzania product-market fit
50+ paying clients · 3 products live · Dar es Salaam base
Phase 2
2026
East Africa entry + enterprise
200+ clients · Kenya operations · Enterprise contracts
Phase 3
2027–2028
4 markets · Series A deployed
2,000+ clients · Uganda · Rwanda · USD 5M ARR
Phase 4
2029–2030
Continental dominance
100,000+ clients · 10 countries · USD 40M ARR
Get In Touch

Ready to make your
business flow?

Whether you want to try Chatisha, WATU HCM, or Akili AI — or need a custom solution — our team responds within 24 hours.

Enterprise enquiries receive a response within 4 hours.

📍
Headquarters
Golden Jubilee Tower, 15th Floor, Wing B, Dar es Salaam, Tanzania · P.O. Box 14636
✉️
General Enquiries
hello@flowratech.com
🏢
Business Enquiries
business@flowratech.com
🛠️
Support
support@flowratech.com
📱
Tanzania (WhatsApp)
+255 765 111 131  ·  +255 717 678 709
🇺🇸
USA Office
+1 585 513 2555
📍
USA Address
30 N Gould St, STE R, Sheridan WY 82801, United States
Send us a message
Tell us about your business and what you need. We'll come back with the right solution.
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